March 20, 2023
What does loan to deposit ratio mean?
LoankivablgThe loan-to-deposit ratio (LDR) is a financial ratio that is used to determine the percentage of a bank’s loans that are funded by deposits. This ratio is used to monitor a bank’s liquidity and its ability to make new loans. A high LDR indicates that a bank is more dependent on loans to fund its operations, while a low LDR indicates that a bank is more dependent on deposits. Recommended: What is the maturity date on a car loan? What is a jumbo loan in Texas? 1. What is a […]